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On my way to the Lions last night I experienced for the first time in 57 years of life, the THUD – and the sound was one that I’ll never forget. Did you hear it? I was shaking .. my head was swirling – who got hurt? What an idiot. Darkness was all around – it was hard to see. Sleeping last night was not as sound as I would have liked. But in the daylight I discovered that it was only a crack, a scratch – life goes on – it’s a new day. Yes, the stock market took another dive yesterday, yes I hit with my vehicle an Actuary, I realize now after looking up what Jason did for a living why he and his wife were so calm. They guy I had just hit is an expert in :

* Evaluating the likelihood of future events

* Designing creative ways to reduce the likelihood of undesirable events

* Decreasing the impact of undesirable events that do occur.

The THUD was a only a broken piece of plastic (although my Farmer’s insurance agent may not like the cost of the repair), and life today is brighter. In the daylight, I recall the calming words of Jason’s wife “Hey .. are you okay Norm – yes .. S _ _ _ _ happens”. Today my job is to get out there and be a calming effect upon others amidst the deafening THUDS and help decrease in creative ways the impact.

Our Real Estate market today provides us with an opportunity to build our economy with some incrediblely well-priced investments as well as a time to think like an Actuary - just don’t hit one. Have a great day. You deserve it!


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